Medical Service Plan

What is MSP?

MSP stands for Medical Services Plan and it is BC’s public health insurance plan. Canada offers high-quality healthcare. The medical services are clean, safe and easy to access. In most cases, you will not have to pay at the time you seek medical care when you show your BC Services Card. For a full list of your medical and health care benefits, please visit

Why do I need MSP? 

All international students in Canada must have health insurance, and this isn’t optional. Health insurance could save your finances (and your life) in the event of a medical emergency.

If you live in BC for 6 months or more, you must apply for MSP cover.

When do I need to apply for MSP? 

You must apply for MSP as soon as you arrive in BC. You cannot apply for MSP before you arrive. For newcomers to British Columbia, there is a 90-day waiting period to begin MSP coverage (MSP coverage becomes effective 90 days after arrival in BC), therefore it is advisable to purchase temporary private medical insurance for the interim, in case of emergency.

What is not covered?

MSP does not cover dental care, prescription drugs, routine vision care (such as eye examinations or corrective lenses), or travel. 

What is the cost? 

$75.00 per month, per student, effective Jan. 1, 2020

For more information on MSP:

To start your MSP application at

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